
Yoco
Small and medium SA retail
- Payment methods
- Cards, QR code and EFT
- Settlement
- 1–2 business days
- Indicative fees
- Cards 2.95% · QR/EFT 1%
From concept to ongoing care, we provide end-to-end digital services to help South African businesses thrive online.
Get Started TodayPerformance-focused, mobile-first websites with search-friendly architecture and conversion-led user experiences for South African businesses.
Cross-platform iOS and Android apps with native performance, intuitive UX, and seamless backend integration — from concept to app store.
Ongoing maintenance, updates, security monitoring, and content management. Your digital presence stays fresh, fast, and secure — we handle everything.
Choose the right payment solution for your South African business. We integrate with all major payment gateways.

Small and medium SA retail

South African e-commerce

Enterprise and custom platforms

Instant EFT payments

Flexible online payments
Gateway fees change over time. We confirm current pricing before recommending an integration.
| Rank | Gateway | Best For | Payment Methods | Settlement | Fees | E-commerce | Custom | Industries |
|---|---|---|---|---|---|---|---|---|
| #1 | ![]() | Small/Medium SA Retail | Card (Tap/Chip/Insert) QR Code EFT | 1-2 business days | Card: 2.95% QR/EFT: 1% | Limited | API Available | Retail, Hospitality |
| #2 | ![]() | SA E-commerce | EFT Credit Card Masterpass Mobicred Zapper | 2-3 business days | 3.5% + R2 No monthly fees | Excellent | Excellent | All sectors |
| #3 | ![]() | Enterprise/Custom | Card EFT Wallets Crypto | 2-5 business days | 2.5-3.5% Setup fee applies | Excellent | Excellent | Enterprise |
| #4 | ![]() | EFT Payments | EFT Instant EFT Bank Apps | Instant | 1.5% + R5 Per transaction | Good | Excellent | All sectors |
| #5 | ![]() | QR Code Payments | QR Code Card EFT | 2-3 business days | 3% + R0.30 No monthly fees | Good | Good | Retail, Events |
We specialize in integrating payment solutions into websites and apps. Get secure, reliable payment processing for your business.
Get Payment IntegrationA streamlined approach to deliver exceptional results
Understanding your goals and requirements
Creating mockups and user experiences
Building your solution with best practices
Deployment and ongoing maintenance
Let's discuss how our services can help transform your business